The best credit cards for beginners, according to experts - ‘One thing I wish I knew when I got my first credit card is that it's not just a spending product, it's a behavior product,’ one expert said ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

A credit card can be a powerful tool in your personal finance strategy. With a good beginner credit card, you can establish a credit history, earn rewards on your spending and enjoy valuable perks.

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...