CR’s homeowners insurance buying guide will help you choose the best insurance by decoding jargon and answering key questions about coverage, claims, and costs.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and ...

Home warranty vs. home insurance. One covers normal wear and tear and the other liability and accidents. Here's what to know in 2026.

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

Tornado damage is generally included under homeowners insurance rather than requiring separate coverage. Most insurers consider tornadoes a part of standard coverage for windstorm-related damage. We ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as ...