A lender’s decision between taking a fixed charge and taking a floating charge requires it to weigh a multitude of pros and cons. A fixed charge ranks ahead of an earlier floating charge that has not ...

In our April webinar “Risk Mitigation Techniques in Trade Financing Structures”, which I delivered with my colleagues Sam Fowler-Holmes and Maria Capocci, we discussed methods to mitigate risks all ...

A significant amount of the Fixed-To-Floating Rate Preferred and Baby Bond securities tied to 3-Month Libor are above initial coupon rate when they float. Recent legislation removes risk associated ...

In early March 2026, Bank of America Corporation issued several new senior unsecured fixed and zero-coupon notes across ...

I haven't had a mortgage on my house in years. When I did, I had two strategies to cut my costs. First, when my rate was over 8%, I made extra payments. Compared to the mutual fund's return I used to ...

Buying a home is one of life’s biggest milestones, but choosing the right home loan interest rate can significantly shape your financial journey. Between fixed and floating rate loans, the decision ...

Led by the Federal Reserve’s campaign of increasingly large hikes, interest rates have risen meaningfully year-to-date. Conventional wisdom would guide investors to sell fixed income — a reflection of ...

Banks often raise money by issuing fixed-to-floating-rate preferred stock: They sell shares for $25, and for some fixed period (often five, seven or 10 years) those shares pay an annual dividend of, ...